MasterCard® Black Credit Card

• *MasterCard Black Credit Card members redeem at 1.5% value for cash back.

*Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend.

• *Double points when redeemed for airfare through an Industry-Leading Rewards Program. 50,000 points will get you a $1,000 ticket on any airline with no blackout dates or seat restrictions.

• */$100 Annual Airline Credit Toward Qualifying Airline Purchases.

• *$100 Global Entry application Fee Credit.

• *Redeem for Travel, Merchandise, Gift cards, and Experiences.

MasterCard® Black Credit Card's Key APRs & Fees:

Purchase Intro APR  

Not Offered

Transfer Intro APR 

0% for 15 months

Regular APR 

15.74% (V)

• 
  

• ANNUAL FEE $495
• BALANCE TRANSFER FEE 3% (min $5)

MasterCard® Black Credit Card's Additional Info:

• MAX LATE FEE $37
• MAX OVERLIMIT
  FEE None
• MAX PENALTY APR None
• GRACE PERIOD 23 days
• ONLINE RESPONSE Yes
• CASH ADVANCE
  RATE 25.99% (V)
• CASH ADVANCE
  FEE 5% (min $10)
• FOREIGN
  TRANSACTION FEE None
• SMART CHIP Yes, chip-and-pin

• Stainless Steel/Carbon Card – Patented Design
• Luxury Card Concierge, 24 hours a day, 365 days a year.